daveramsey
William A. Galston, former deputy assistant for domestic policy to U.S. President Bill Clinton, spent decades analyzing poverty data. His conclusion: To give yourself the best chance of success, do three things: graduate high school, wait until you’re 20 to have children, and marry before you have your first child.
daveramsey
Follow these three simple rules (and one suggestion) when buying a home, and your future self will thank you.
daveramsey
You work too hard to get to the end of your life and have nothing to show for it. When your money is tied up in monthly debt payments, you’re working hard to make everyone else rich BUT you. And along with that, your cars, trucks, boats, motorcycles, and other vehicles should not have a total value that exceeds half your annual income. Why? You don’t want too much of your wealth tied up in things that depreciate (go down in value). And cars, trucks, and things with motors depreciate big time.
daveramsey