elon musk is probably the biggest example sure steve never got paid a salary running and owning tesla he got paid in stock options but the stock options i he gets were at six dollars a share so when the stock went up to a thousand dollars a share and he was given millions of these guys he has on paper a lot of money but the money isn't in his bank account so what he does is instead of selling it and having an income he goes to the bank and says hey i had these stock options which are worth billions of dollars how about you give me a loan