do not open a high-yield savings account instead do this high banker have ten thousand dollars that i need to invest for three months sure thing we have a savings account that pays one percent yearly one percent that's the best you got fine fine how about our high yield savings account that pays four percent yearly away i know how to get five point five percent weighed you know about treasury bills sure do yeah but good luck with that because the average person doesn't know how to buy t-bills directly from the government best true but that's about to change and i'm going to show everyone how step one type this into your browser it'll take you here next cool down until you see this clickable link open a new account after you've created an account and logged in they clicked by direct select bills after you hit the submit button you'll then choose the duration of your t-bills i like three months guys here's the dirty little secret that banks won't tell you most of the time they just take your savings deposits and buy treasury bills and give you back four percent and then they keep one point five percent essentially arbitrage so save this video when you're ready to buy treasury bills yourself and cut out the bank if you're new here i'm sam i love helping you make and save more money so fall for