and don't skip the home wow would you recommend someone in their early twenties to save for a house downpayment should that be part of the fun money quote unquote or is it okay to take a percentage from my monthly investments to save up for the house there's so much anxiety around how i checked the boxes my financial life like we worked so hard to get to like twenty twenty five percent savings and then we get there and we're like man i can't do anything that's gonna pull me away from that but the fact of the matter is sometimes life happens and it is okay for life to happen life and financial independence is often just as much about the journey as it is about the destination i don't want you to forgo step number five because you'll have tax free regrets if you don't max out the roth ira and stuff but when you're trying to figure out where my especially in somebody in their twenties the tom value of your money's worth so much theirs might even be a little bit of play between twenty to twenty five percent or even temporarily even down to fifteen percent