best part you're saving a shit ton of money you're not costing yourself anything to do this

a roth ira your roth ira is an individual retirement account it's tax free income yes you are contributing

after tax dollars but the upside growth is pretty nuts three to six months of emergency funds urgency fun is more psychological gives you peace of mind knowing that you have three to six months into shit hits the fan now this one might be controversial because it's not for everybody but cash value life insurance such as the i you well will allow your money to compound aiming anywhere from six to nine percent average and get into a high yield savings account with four to five percent return the downside to that is if you do use that money it is not growing uninterrupted of cash value life insurance works for you

your emergency fund could be the high yield savings account so could the i well or cash value life insurance because you can actually use it on interrupted you just borrow against but it's even more important that you have the right agent or financial

of setting up your cash value life insurance because to have the littlest amount of death benefit in place so your cash value grows book a time that works for you with a financial adviser and let's start twenty twenty four off correct thanks in my bio