are you doing like a toupee are you doing a five pay with whole whole-life normally we're doing a single deposit paid up edition which is like a one time upfront lump song and then we're funding it until they don't want to fund it anymore trying to have it paid up at sixty five or just paid up at age one hundred even if they're sixty five years old and they have thirty rental properties they're still going to want to put money there just because they magically turn sixty five doesn't mean all of a sudden those rental properties aren't gonna cash flow anymore it's kind of like ok well i mean what would you rather do put all that cash flow into bank of america or you're not even getting one percent and oh by the way that's income taxable or would you rather put it into this whole life policy where you're getting a five percent dividend income tax free and you're building up your death benefit to pass on to your family