you're not going to be able to ever afford a house ever unless of course you want to be a nerd and restrict yourself geographically to one place for the next twenty years whopping two thousand percent extra to a bank while they print money from the sky and you work your ass off to be decimated in real time because then what happens is when you're old you finally own your house and then when you die you get hit with a forty percent inheritance tax your kids can't even pay the money to keep the house so they have to sell the house and then starts again you don't own shit you've never written the house if you're paying any kind of property taxes you don't even own it you're just renting it from the government because if you don't pay the rent they'll take it you've never owned anyway